How an Index Universal Life Insurance (IUL) Policy Could Alleviate Financial Regrets

A nationwide survey released in May of 2019 reveals what most of us have long suspected: when it comes to our personal finances, most Americans are harboring a great deal of regret. The Bankrate Financial Security Index Survey obtained the data via telephone interviews with a nationally representative sample of 1,000 adults living in the continental U.S. According to the data, three in four Americans (76%) admit they harbor financial regrets, Read more...

How Does Social Security Fit into Your Retirement Plan?

You’ve probably heard that the future of Social Security may be uncertain – it is a frequent topic of discussion among those currently working and Read more...

Why Moms Needs Life Insurance

A lot has changed for women in the past several generations. While it’s still a large discussion in our current social climate, today the gap Read more...

Retirement Concerns and Risks for Effective Agents to Consider

People’s insurance needs evolve over their lifetimes, and an insurance agent who understands these changes is poised to be a relevant and effective advisor. In Read more...

Here’s How You Can Turn Life Insurance Misconceptions into a Positive with Your Clients!

Learning to manage finances and plan for a secure future can be one of the most difficult challenges of adulthood. Consumers often receive conflicting advice Read more...

7 Reasons for High Life Insurance Premiums

Often times, it can be hard for life insurance applicants to understand what goes into their quoted rates. Ultimately, however, those rates are based on Read more...

What Would a Life Insurance Policy Actually Pay For?

Most consumers understand that life insurance is used to provide a lump sum of money (a death benefit) upon the death of the person or Read more...

Exploring Tax Benefits Related to Life Insurance and Annuities

Monday, April 15th is fast approaching. Before we know it another tax season will have come and gone. With many individuals now looking forward to Read more...

Longevity Risk and American Retirement

Longevity Risk: the risk that a man or woman may live long enough that all of the hard-earned funds they’ve set aside for retirement are Read more...

Navigating Clients Through 401(k) Taxes with the Help of Tax Neutralizer

Let’s start at the beginning of the 401(k) taxes issue: many people with 401(k) and IRA balances don’t realize that they owe taxes on their Read more...

IULs, A Powerful Resource for the Future

The landscape of American household debt continues to change with cultural shifts and the economic moment. As of last year, those changes featured a large Read more...

10 Financial Problems to Watch Out for When Dealing with Millennial Clients

The Millennials are officially old enough to take over the workforce and start financial planning. Are you ready for them? Whatever the answer, many among Read more...

Student Loan Debt and How IUL’s Can Help

The Secure Retirement Institute at LIMRA (formerly the Life Insurance and Market Research Association) has found that Americans under age 35 have more than tripled Read more...

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